"The biggest fear is that without mandatory health insurance, there will be no incentive for people to buy health insurance until after they're sick, and then the system won't work," says Jamie Court, president of Consumer Watchdog, a California-based advocacy group that supports the law but opposes mandatory health insurance. "I would take issue with that."
Court says the biggest problem with health insurance is that it costs too much. He thinks that rather than having a mandate — which, he points out, is highly unpopular with the public in both parties — lowering costs would lead more people to buy insurance.
"You could offer discounts to people who sign up early. You could increase premiums for those who delay," he says. "Medicare actually does this."